How to Make a Home Inventory
Make a Home Content Inventory
Introduction:
Making a home inventory is
a great idea and the best way to do it is by making
a video of your home contents. Creating a video
inventory record of your possessions can serve as a
record for insurance purposes, especially if you
describe the items verbally as you make the video.
Making a
home inventory for insurance purposes doesn’t need
to be complicated. The key is to have a record of
your possessions in the event you experience a
theft or casualty loss from flood, fire, or other
disasters.
The more thorough the documentation of your
processions, the less likely you are to have
problems when you file an insurance claim and that
is why you should consider using a digital camera
to record your inventory in addition a home
inventory list.
A video of your belongings goes a long way toward
demonstrating ownership and value. Digital photos
are preferred, since they’re easier to print and
store. When making the recording, be sure to get
full-room shots, as well as close-ups of all items.
This includes possessions inside drawers, cabinets,
and closets.
Video is more convenient than a paper inventory,
especially if you can record audio along with the
images. Describe each item and any identifying
details as you film your home room by room.
When you
complete the video make a backup copy and keep it
in a safe place.
Video images alone aren’t enough. You should also
prepare a written inventory to accommodate the
video inventory. Insurance companies usually ask
for one if you file a claim. Include as much
identifying detail as possible, such as serial
numbers, brand names, purchase dates, and estimated
costs.
Be sure to attach receipts to your home inventory
list. If you’re storing your records
electronically, you’ll want to scan receipts into
the file.
Save your inventory records in a safe place such as
a bank safe-deposit box. If you prefer not to use a
safe deposit box, purchase a waterproof and
fireproof safe. A home content inventory, both by
video and listing, will be more than adequate to
verify any loss you may suffer as a result of fire
or natural disaster.
See related articles:
How to Make a Home Emergency Preparedness
Kit
How to Obtain a Home
Improvement Loan
How to Prevent Hurricane Roof Damage
How to Hurricane Proof Windows